Over the past several years, I’ve been saving my birthday and Christmas money, at first purely by happenstance but lately mostly out of fear.
When I first started, it was just an accident; I had cashed a couple of checks, but rather than depositing the money, I just held onto it. I had been planning on possibly using it for something I really wanted, either to purchase or simply treating myself to a trip to the mall–maybe even a visit to Build-A-Bear!–and lunch. But no such opportunity ever arose.
I kept saving because of the 2022 election: I still had a Facebook account then and a few of the pages I followed advised people to keep some cash on hand in case of possible civil unrest and any inability to withdraw funds from the local bank. Although the election seemed to be a done deal, there was the fear that certain people wouldn’t accept the results and possibly riot. It more or less did happen–January 6th, anyone?–but it was very localized.
So now I had this small pile of cash and nothing to do with it. When BotCon was announced, I decided that I would take said cash with me, then whatever I had left, I would use to open a savings account. I checked rates at some of the nearby credit unions, settled on one with fairly good rates with locations near my home and workplace, and figured that once I came back, I would take the remainder to the credit union and make arrangements for a small portion of my check to be deposited in the account as well.
That won’t be happening. Not after BotCon. Possibly not ever.
Now, I’ve had savings and checking accounts since I was a young adult. When I moved to Wisconsin, I had to close my checking account and took the money with me to help with the move. Once I was here for a few weeks, Prime got my name on his account so we could pool our money. Much later, I opened a savings account at a credit union. It’s nothing I haven’t done before. I could do it tomorrow if I wanted. But it’s not something that a woman could always do.
It wasn’t until 1974 that a woman could get a credit card in her name alone . Although women could get bank accounts in the 1960s, it seems that a man’s signature was required for her to actually have one.
A woman couldn’t have her own credit card, or a loan, or really even a bank account, until the 1970s. Basically, I was born into having rights that others fought to attain. I had a sliver of privilege that I did not know I had.
But this only really came about because of Roe versus Wade. Now Roe is gone. It wouldn’t take much for women to lose the privilege of having a bank account.
Because of this, I can not, in good faith, even think of opening another account. My money would be in other people’s hands and they could easily decide that I no longer have any rights to any of it. No, it might not happen today, or tomorrow, or even ten years from now, but there is a chance that it could happen.
I refuse to take that sort of risk.
My money will stay with me. Once I’m back from the convention, it will go back into its hiding place. It will stay there until next BotCon or if there’s an emergency. But it’s not going to a bank or credit union. Things are just too risky right now. They probably will be for a while. I don’t want to gamble, especially knowing that my chances of winning or even breaking even aren’t that good.
A word of advice: you might not be at the top of the list, but you’re still on the list. Prepare and act accordingly.